Are you a first time home buyer in Chicago and surrounding areas Do you know what to look out for and what to think about with your homeowners insurance? State Farm’s Select Agent, Neal Gallo, to share with us all this valuable information! You want to Invest in the City of Chicago, but you have no knowledge of the market in terms or the average return on investment (ROI). Do you know what factors go into figuring out my return? TJ Rubin, Broker/Owner and Jonathan Stein, Broker from Fulton Grace Realty! The Chicago Experts! “Disclosure issues for both sellers and their real estate agents and the buyer’s representative” : Do you know who has the responsibility to ask and know what info is important? And how the value of a home warranty might be important for all involved? John L. Torvi Vice President of Marketing & Sales, The Herbert H. Landy Insurance Agency.